Financial Options

At Montague Dental Excellence, we make paying for care simple with clear financial options tailored to your budget. We believe cost should never be a barrier to healthy teeth, so our team reviews your options up front, before any treatment begins, and answers every question along the way. Explore our accepted payments and financing below.

Accepted Payment Methods

We keep checkout simple and flexible so you can choose what works best for your situation.

• Cash
• Personal checks
• Major credit and debit cards
• In-house payment plans for qualifying treatment

Financing Through Cherry

For larger treatment plans, Montague Dental Excellence partners with Cherry to offer flexible monthly financing. Cherry allows many patients to spread the cost of care over time with a simple online application and a quick approval decision, often within minutes. This can make more comprehensive treatment, such as full-mouth restorations or implant-supported dentures, easier to fit into a monthly budget rather than paying the full amount at once. Our front desk team can walk you through the Cherry application process during your visit or answer questions about it over the phone.

Dental Insurance

If you have dental insurance, our team is glad to help you understand your benefits and estimate your out-of-pocket portion before treatment begins. We can review your plan details, explain what is typically covered for services like cleanings, fillings, crowns, and implants, and file claims on your behalf so the process stays as simple as possible. Coverage varies by plan, so we recommend confirming your specific benefits with your insurance provider as well.

Care Without Insurance

Many of our patients do not have dental insurance, and that is completely fine. Between cash payment, credit and debit cards, in-house payment plans, and Cherry financing, most patients find an option that fits their needs. We are happy to walk through the full cost of a treatment plan in advance so there are no surprises.

Planning Larger Treatment

For more involved care, such as multiple implants, a full smile makeover, or extensive restorative work, we build a phased treatment plan with transparent pricing at each stage. This lets you prioritize the most pressing needs first and plan the remaining phases around your budget and timeline, rather than feeling pressured to commit to everything at once.

Have questions about your dental care in Milpitas, California? Call Montague Dental Excellence at 408-259-7900 to discuss the best option for you with our dentist with advanced training in prosthodontics, Dr. Bhakti Jain.